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President NMLS: 4462

With over 26 years in the mortgage industry and 22 years leading 1st Alliance Mortgage, Jill Gallagher has built her business on experience, relationships, and personal service. Alongside her team, she helps clients navigate home financing with confidence and find the right mortgage for their goals.

Jill Gallagher - Mortgage Lender in the Brazos Valley

Get to Know Me

With over 26 years of experience in the mortgage industry, I have proudly served the College Station community as the sole owner of 1st Alliance Mortgage for the past 22 years. My dedication to providing personalized, expert guidance has helped countless clients achieve their homeownership dreams, whether they’re first-time homebuyers, seasoned investors, or those looking to refinance. I believe that success is built through collaboration, and I’m fortunate to surround myself with a talented team who shares my commitment to exceptional service. Together, we make amazing things happen for our clients, delivering tailored mortgage solutions with a personal touch.

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Discover how much home you can afford. Use our Mortgage Calculator to estimate your monthly payments. Adjust home prices, down payments, loan terms, and interest rates to see how different scenarios affect your payments.

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Conventional loans may require private mortgage insurance when the down payment is less than 20%.
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Taxes, insurance, mortgage insurance and your actual interest rate can change your payment. Let our local mortgage team calculate the numbers for your specific home.

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*This calculator is provided for educational and illustrative purposes only. Results are estimates and are not a commitment to lend, Loan Estimate, approval, or offer of credit. Actual interest rates, APR, property taxes, homeowners insurance, mortgage insurance, HOA dues, VA funding fees, FHA mortgage insurance premiums, closing costs and monthly payments may vary based on borrower qualifications, property location, loan program and other factors. Contact 1st Alliance Mortgage, LLC at 979-694-1000 for a personalized mortgage payment estimate.

THE BEST RATES. LOCAL EXPERTISE. PERSONABLE SERVICE.

Our process makes it easy.

We streamline our processes for a seamless experience, and our team is always available to assist with any questions you may have.

Cari was fantastic to work with from beginning to end in our home purchase. She genuinely cares to help her clients and was a great resource as we navigated many options in our search for a new home.

Cole B.

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1st Alliance Mortgage LLC - NMLS 1407 | 4438 State Highway 6 S, Ste. 201, College Station, TX 77845

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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov

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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov